For SACCOs

Live

Run it properly, with far less paperwork

When a group registers as a cooperative, the stakes rise: real share capital, dividends, elected office and an AGM that has to stand up to scrutiny. All of it now runs on the same honest record your members already trust — no spreadsheets, nothing re-keyed.

Real share capital

Member shares that build up over the years, kept as a list of events you can always check — not a single number someone can quietly change.

A share of the profit, fairly split

At year-end, work out the surplus, set aside reserves the rules ask for, and pay each member a dividend on their shares — backed by a real vote.

Decisions and an AGM that hold up

Motions with a real count and a quorum, leaders kept on the record, and minutes that lock in once approved — governance no one can quietly bend.

A loan book a supervisor trusts

See who is behind, set money aside for loans that may not come back, and write one off cleanly when it must — all on the same ledger your members already trust.

You don't have to start here

Begin as an informal group today, and when you're ready to register, grow into a full SACCO — same members, same history, nothing to re-enter.