How it works
Mizani Wallet never holds your money — your group keeps it, on mobile money, in the bank, or in the box. The app just keeps the record clear, so everyone can see it and agree. Here's the rhythm of a savings round; loans, the welfare pot, dividends and investing all work the same honest way.
- 01
Save at the meeting
Every member's savings, loan payments and contributions are written down as they happen — even when there's no network.
- 02
The numbers check themselves
The app compares the record with your group's mobile-money balance, so what's written always matches what's really there.
- 03
Everyone agrees
Members confirm their own savings and the group total. If something looks off, anyone can say so — and it gets sorted.
- 04
Share-out day, no quarrels
At the end of the round, each person's share is worked out fairly and in the open — money owed is settled first.