Our vision
Everyone should see what they're worth
From a market trader in Nairobi to a nurse in the diaspora — one clear, private place to see everything you own, set goals you can reach, and watch your net worth grow, for everyone across East Africa and wherever its people have gone.
One picture, however you save
You, on your own
Most people have no single picture of what they're worth — savings here, a plot there, a debt half-remembered. Mizani brings it together into one honest number you can watch grow.
You and your partner
Couples build toward the big things together — a home, school fees, land. Now you can pool a household view from what you each choose to share, without giving up your own privacy.
What you build back home
Working abroad or saving for the village, people pour money into land and business back home — often with no clear record of what it all adds up to. Mizani keeps that picture, in your own currency.
The problem we set out to fix
People work hard and save faithfully, carrying real hopes — a home, a business, school fees, a dignified old age. Yet most have no clear picture of what it all adds up to. It leads to the same quiet costs, again and again:
- You can't say what you're really worth — it's scattered across accounts and assets.
- Years of faithful saving leave no record a bank will recognise.
- Goals slip because there's no clear sense of whether you're on pace.
- Couples can't see a shared picture without handing over every detail.
- Money built back home is a guess pieced together from messages.
How it grows with you
One foundation, growing in steps. Each step carries the same picture forward — nothing is ever left behind.
Your money, made clear
We started with the simplest, hardest thing: one honest picture of everything a person owns and owes. Add what you have, and your net worth is right there — no spreadsheet, no guessing.
Grown into your whole money life
Goals you can pace, a budget you can keep, group savings folded in read-only, and a household view you can share with your partner — all private to you, all in one place.
More ways to grow what's yours
Deeper insight into where your money goes, simple lessons to build confidence, and a safe place for the documents that matter — each building on the same private picture you already trust.
How we keep the lights on
Your personal tools are free. We earn from the group software and from deals — never by touching your money.
Free for you
Tracking your personal savings, assets, net worth and goals is free — and stays free. The everyday tools shouldn't cost anything.
Groups & SACCOs pay for the group tools
A treasurer or committee running a chama or registered SACCO pays for the group software — built for them, on their own plans.
Never by touching your money
We earn from software, never from your cash. Your money never passes through us, so there's nothing for us to skim.
The one line we'll never cross
Mizani keeps the picture — it is not a bank. We never hold your money, never lend it ourselves, and never take deposits. You keep your cash — on mobile money, at the bank, or in your own hands — and the app simply helps you see what it all adds up to.
This is our promise and our protection at once: because the money never passes through us, you stay in full control of it — and always will. That is not a stage we'll grow out of. It's a line.
Where we are today
Live
Running end to end, every part tested
Private to you
Yours alone unless you choose to share
Free to start
No setup fee, no card required
It's built and working — from your first holding to a clear net worth, goals you can pace, and a household view you share with your partner. Start wherever you are; the rest is here when you need it.
Running a savings group or SACCO? See the group tools →