Meet two cousins, Aisha and Brian. Each manages to save 100,000 just once, and leaves it to grow at about 9% a year — so it doubles roughly every 8 years (Rule of 72).
Aisha saves hers at 20. By age 60 — that is 40 years, five doublings — her 100,000 has become about 3,200,000.
Brian waits and saves his at 36. By age 60 — 24 years, three doublings — his becomes about 800,000.
Same 100,000. Same return. Aisha ends up with four times more, for one reason only: she started earlier. Her shillings spent more years on the machine.
You have the one thing money cannot buy
Here is the part nobody tells a 17-year-old: in the one thing that matters most for compounding — time — you are richer than your parents. You have decades they no longer do. A small amount you save now can out-grow a big amount someone saves at 40.
So the move is not "save a lot." You cannot yet, and that is fine. The move is "start now, even tiny." Even 2,000 a week from a side gig — selling airtime, a Saturday hustle — started today beats a big plan you start "later." Later is the most expensive word in money. In Mizani, set a Goal and open the Forecast — pick an amount and watch the machine show you what those small, steady deposits become.